Prescott to close down town centre fire stations – report
The Association of British Insurers today said it is to hold discussions with the Government over fears that business premiums could rise if the proposed reform of the fire service is implemented in full.
The organisation says it is concerned about plans to change the fire service so it adopts a “risk-based approach” which could reduce the level of cover for city centre offices at night because they are largely empty of people.
Insurance leaders fear the changes outlined in Sir George Bain's report on modernising the fire service would lead to a hike in premiums for firms which are left with a lower level of cover.
Malcolm Tarling, of the ABI, said: “The implication is that it doesn't really matter because those buildings are insured. It is not for us to start trying to influence the Bain report because we have always accepted that the first priority for the fire service is for a reduction in loss of life.
“But if we see an increase in claims with more fires, that could feed through to increased premiums. We are in the process of talking to the Government. All we want to say to them is that policy holders could face increased charges.”
According to the Bain report, current levels of fire cover are “too rigid” because risk changes as, for example, people move to and from work.
The report states: “Thus, to take the most extreme example we found, the population of the City of London is more than 500,000 during the day but drops to less than 5,000 at night, yet the fire cover and attendance times stay at the same level.
“We expect the business community, including smaller and medium companies and larger corporate bodies to welcome this new risk-based approach and the move to a more precautionary approach.
“A move to a risk-based approach does not mean that commercial buildings will be neglected. Instead, they will receive the appropriate cover which recognises companies' investment in sprinklers, night security staff and other precautions.”
Deputy Prime Minister John Prescott's modernisation plans were expected to cut the number of stations as well as firefighters. They are bitterly opposed by the Fire Brigades Union (FBU) which is also arguing against changes to shift systems which will mean fewer crews available at night.
But Mr Prescott will ask the 58 fire authorities to draw up risk assessment plans within the next six months showing when and where most fires and traffic accidents take place, The Times says.
A spokeswoman for the Office of the Deputy Prime Minister refused to comment on the detail of the Government plans before they are officially published.
FEEDBACK - To provide comment or feedback on this article - click here
